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Christopher Serra
Licensed Real Estate Salesperson
REALTOR®
(518) 630-3796 Cell
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354 Ruggles Road, Wilton, NY 12831

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Property Description

This property provides a rare investor opportunity and is being offered thousands of dollars below market value. The sale is subject to a life estate, meaning the Seller will retain the right to occupy and maintain the property -- including payment of taxes and insurance -- until his passing. Upon that time, possession will transfer to the buyer.Spectacular rustic home on 5.83 treed acres in the Schuylerville School District. Nestled perfectly on a knoll within a serene 5.83-acre wooded parcel offering privacy, comfort, and endless charm. Two spacious two car garages provide abundant room for vehicles, storage, and workshop space. Underground 200-amp electrical service to the house and an electrical subpanel in the garage. The front of the home features an inviting open concept living and dining area with attractive wood flooring and warm natural light. From the living room, step out onto the large screened front porch -- ideal for relaxing, grilling, or birdwatching in total tranquility. At the back of the main level are two generously sized bedrooms, including one with private access to its own screened upper-level porch, offering peaceful views of the treed backyard.The lower level includes a convenient kitchenette, washer/dryer area, and two additional bedrooms -- each with full-sized above-grade windows providing natural light. Trails wind through the wooded back area, perfect for leisurely walks or outdoor adventure. Viewings by appointment only and please do not drive up the driveway unless it is for a confirmed appointment.

354 Ruggles Road | MLS# 202614290

This single family home located at 354 Ruggles Road, Wilton, NY 12831 is currently listed for sale with an asking price of $275,000. This property was built in 1990 and has 2 bedrooms and 2 full baths with 1020 sq. ft. Ruggles Road is located within the Schuylerville school district. Search Wilton real estate on chris-serra.coldwellbankerprime.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Heated
Cooling: None
Garage: 4
Heating: Forced Air, Oil
Home Style: Ranch
Lot Size: 5.83 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $5,369
Year Built: 1990

Feature Descriptions

Appliances: Dishwasher, Range, Refrigerator
Days on Site: 4
Equipment: Fuel Tank(s)
Exterior: Lighting
Exterior: Wood Siding
Flooring: Wood, Carpet
Foundation: Block
Laundry: In Basement
Lot: Sloped, Wooded
Lot Dimensions: 230'x1091'x230'x1128'
Parcel #: 415600 129.-1-67
Parking: Off Street, Detached, Driveway
Parking Total: 12
Parking Total: 12
Patio/Porch: Rear Porch, Screened, Covered, Deck, Front Porch, Porch
Rooms Total: 12
Security: Smoke Detector(s)
Sewer: Septic Tank
Special View Info: Trees/Woods
SQFT Above Grade Finished: 1020
SQFT Below Grade Finished: 500
Structures: Garage(s)
Utilities: Underground Utilities
Wooded: Yes

Room Sizes

Kitchen: Level - Basement
Living Room: Level - First
Dining Room: Level - First
Bedroom: Level - Basement
Full Bathroom: Level - Basement
Family Room: Level - Basement
Laundry: Level - Basement

Local Schools

High School: Schuylerville
Elementary School: Schuylerville
School District: Schuylerville

Estimate Your Payment

Estimated Payment

$ 1,139.66 per month $612.03 Principal & Interest $447.42 Property Tax $80.21 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: Howard Hanna Capital Inc
Agency Phone: 1 518-584-0743

Shown By

Agent Name: Christopher Serra
Agent Phone: (518) 630-3796 Cell
Agency Title: Coldwell Banker Prime Properties

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/06/2026. The listing information on this page last changed on 04/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 04/06/2026 4:46:29 AM EST) or Global MLS (last updated Mon 04/06/2026 1:21:56 AM EST) or New York State Alliance MLS (last updated Mon 04/06/2026 2:34:29 AM EST) or Hudson Valley Catskill Region MLS (last updated Mon 04/06/2026 12:11:09 AM EST) or OneKey MLS (last updated Sun 04/05/2026 1:45:14 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Prime Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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